When speaking with your insurance agent, it's essential to ask relevant questions to ensure you have a clear understanding of your coverage options in Destin & Fort Walton Beach Florida and make informed decisions. Here are some important questions to consider:
- Can a personal umbrella policy help my coverage? Umbrella policies are designed to cover events that your auto and home insurance might not.
- Is credit used in my rates? Your credit history is one of the factors that insurance companies use to determine your rate. Norton Insurance can help explain how credit affects your policy.
- How will claims affect your policy? Norton Insurance can provide you with a thorough explanation of how claims will affect your premiums.
- What happens if I cancel? By knowing the consequences of canceling, you can make sure that it is worth it and won't cost you more in the long run. In some cases, if you cancel your policy early, then there may be fees or penalties associated with doing so.
- If I choose to pay monthly, how much extra will that cost me? Some insurance companies can change how much they charge for an annual premium (or how much they charge on a month-to-month basis).
- How much insurance should I get? The right amount of insurance will depend on several factors, so make sure to evaluate the value of things you own to ensure you’ll have adequate coverage. At Norton Insurance, we can also do a personal or business review to help with these factors.
By asking these questions and seeking clarification on any uncertainties, you can better understand your insurance coverage and make sure it aligns with your needs and budget.