Florida Truck & Trucking Insurance

At Norton Insurance of Florida, transportation and trucking are handled by a dedicated Customer Service Representative who is knowledgeable in this industry.   We know the importance of certificates on nights and weekends and have made available and online system where certificates can be accessed and created online 24/7.  We are most successful with businesses based in Florida, Alabama, and Georgia who can travel to all the lower 48 states. Dump trucks are a high percentage of our trucking clients.

Typical examples of insurance for your trucking business in Destin and Ft Walton Beach Florida:

• Most truckers:
  • Auto- physical damage to your truck and liability for 3^rd party
  • Work comp- for injury to you or employees
• Many businesses:
  • General Liability - for going onto someone else’s property among other things, sometimes required
  • Cargo- value of what you are transporting, sometimes required
• Some businesses or specific situations:
  • On-hook- for tow companies
  • Bonds- for freight forwarder, dealers, and others, sometimes required
  • Property- for structures you own
  • Equipment- for specialty equipment or machinery, whether mobile or not
  • Hired and non-owned- for various reasons including rentals and employee-owned vehicles
  • Garage- for autos of others in your care

Tips for properly insuring your trucking business in Florida:

• Check a drivers MVR before hiring them
• Dashcams are becoming required more often but are a good idea anyway
• There are sizable discounts if you allow the tracking systems some insurance companies offer
• Pick and niche to keep the scope of your work well-defined and you’ll likely find better rates
• Interstate is very different from Intrastate

Whether you're looking for owner operator, motor carrier or private carrier, we can help you find the best fit for your trucking insurance coverage. Contact us to find out more about truck and trucking insurance in Fort Walton Beach, Florida including the Crestview, Destin, Miramar Beach, Niceville, and Santa Rosa Beach areas.