Professional Liability Insurance in Florida
Professional Liability Insurance, sometimes known as Errors and Omission Insurance, covers legal claims arising from professional mistakes, negligence, or failure to perform professional duties. It protects professionals against potential lawsuits and liabilities resulting from their services. A claim of negligence can be very damaging to a growing business and if the claim results in monetary damages can be catastrophic.
At Norton Insurance of Florida, we have the experience to evaluate the risks associated with your service or consultative related business or profession in Florida and provide appropriate coverage through one of our highly rated insurance companies.
Professional Liability can take on different forms or names. Some of the types of coverage included are:
- Errors & Omissions
- Medical Professional
- Crime
- Fidelity
Who Needs Professional Liability Insurance in Florida
Professional Liability Insurance covers potential losses that are not typically covered with a general liability policy. Some of the businesses/ professionals we help are:
- Insurance Agents
- Consultants
- Brokers
- Lawyers
- Engineers
- Accountants
- Medical Professionals
- Real Estate Agents
Aspects of Professional Liability Insurance
- Negligence: claims resulting from errors, omissions, or failure to deliver services as expected.
- Legal Defense Costs: Expenses related to defending against covered claims, including attorney fees and court costs.
- Settlements and Judgements: Costs associated with settlements or judgements awarded to the claimant, up to the policy limits.
- Libel and Slander: Claims arising from defamatory statements made by the insured in the course of their professional services.
- Misrepresentation: Allegations of providing false or misleading information to clients.
- Breach of Contract: Claims resulting from failure to fulfill contractual obligations.
- Professional Errors: Mistakes or oversights made during the course of providing professional services.
Give us a call today and let one of our experience agents evaluate the Liability risks unique to your business or profession at 850-244-1574. We service liability insurance in Fort Walton Beach, Florida including the Crestview, Destin, Miramar Beach, Niceville, and Santa Rosa Beach areas.
